Business Insurance

 Proudly Serving Mason City, IA & North Central Iowa

At Haines Insurance, we provide a full range of insurance plans that fit your lifestyle and budget. We want our customers to know at the outset that not all insurance policies are created equal.

As a business owner, working with a trustworthy insurance agency will definitely save you both time and money. Our agents work with you to find a policy that’s perfect for your business regardless of its size.. From SR-22 insurance to workers’ compensation coverage, we have the plans you’ve been looking for at prices that simply can’t be beat. In additional to commercial insurance options, we also provide personal insurance options such as auto insurance, life insurance, boat insurance and more.

Our commercial insurance specialties include:

 Auto Dealers Insurance

Like any business, auto dealerships need comprehensive insurance policies to protect their assets and livelihood of their business. Because your business is completely on display in showrooms and open lots, you need insurance coverage that protects you from theft or vandalism. In addition, your commercial insurance policy should provide liability protection for business transactions, so in the event a buyer makes a claim against a purchase it does not devastate your business.

We Will help you create a policy that includes coverage for

  • Theft & Damage
  • Personal Injury
  • Consumer Complaints
  • Errors & Omissions

 Commercial Auto Insurance

It does not matter whether you use your vehicles to move employees, products, or equipment, commercial auto insurance provides you with vital protections. We offer a full range of coverage options for fleet vehicles, delivery trucks or individual vehicles.

 Commercial Property Insurance

This type of policy provides protection for your business in the event your property is damaged, stolen or lost. These policies are used across industries and provide protections similar to personal property insurance for consumers.

 Liquor Liability Insurance

This type of policy provides coverage for businesses that manufacture, sell, or serve alcohol. A liquor liability license provides your business with protection from loss or damages that could occur in the event a patron of your business injures themselves or others while intoxicated. The liquor liability laws differ from state to state, so we work with you to ensure you receive a policy that fits your needs and state regulations.

 Workers Compensation

Worker’s Compensation is dual-purposed: it provides protection for you just as much as it protects your employees. This type of policy is state mandated and provides employee benefits for rehabilitation, medical care, life insurance, and disability for on-the-job injuries. In addition, it ensures injured employees receive the appropriate medical care and compensation for their lost income, while protecting your business from lawsuits from injured workers.

We will work together with you to design a policy that gives your business the appropriate protection. In addition, we will work with you to identify potential hazards in your workplace, and reduce the risk of injury for you and your employees.

To discuss your commercial insurance needs or to make an appointment with an agent, contact us today  at 203-351-9898! We look forward to helping you with all of your insurance needs.