Recreational Insurance
No matter how careful you are, fun can come with risk. Whether it’s a golf cart, motorcycle, ATV, jet ski, boat, or motorhome — you want it protected. Haines Insurance helps you find affordable recreational insurance that fits your lifestyle and the way you ride.
Whether you’re cruising the lake, hitting the trails, or exploring the open road, recreational vehicles bring adventure — and unique risks. Recreational insurance protects your investment and your peace of mind, covering damage, theft, and liability for vehicles like ATVs, motorcycles, boats, jet skis, golf carts, and motorhomes. Standard home or auto policies typically don’t provide enough coverage for these types of vehicles, especially when used off-road or in seasonal environments.
At Haines Insurance, we help you find affordable, personalized coverage tailored to how and where you ride. With access to a range of carriers, our experienced agents make it easy to compare options and ensure you’re protected wherever adventure takes you. Whether it’s your weekend toy or seasonal escape, we’ll help you protect what makes life more fun.
To discuss your auto insurance needs or to make an appointment with an agent, contact us today! We look forward to helping you with all of your insurance needs.
Golf cart insurance helps protect you and your ride from accidents, damage, theft, and liability — whether you’re on the course or in the neighborhood. Standard policies may not provide coverage, but we do. Whether it’s for recreation or daily use, we’ll help you find a policy that fits your needs and gives you peace of mind.
Golf Carts
Motorcycle insurance keeps you protected from accidents, theft, damage, and liability while you’re out on the road. It goes beyond basic coverage to protect your gear and passengers too. Whether you’re commuting or cruising, we’ll help you find coverage that fits your ride and your budget.
Motorcycles
ATV insurance protects you and your vehicle from accidents, theft, damage, and liability — on or off the trail. Standard policies may not cover off-road use, but ours do. We’ll help you find affordable, flexible coverage so you can ride with confidence wherever adventure takes you.
ATVs
Motorhome insurance covers your vehicle, personal belongings, and liability — whether you’re parked or on the move. It combines auto and home protection into one policy built for life on the road. We’ll help you find the right coverage for your RV lifestyle, so you can travel with peace of mind.
Motor Homes
Jet ski insurance helps protect you, your passengers, and your watercraft from accidents, damage, theft, and liability on the water. Standard policies often don’t cover personal watercraft — but ours do. We’ll help you find the right coverage so you can ride with confidence all season long.
Jet Skis
Boat insurance protects your vessel, equipment, and passengers from damage, theft, accidents, and liability — on or off the water. Most homeowners policies don’t fully cover boats, but ours do. Whether you cruise, fish, or sail, we’ll help you find coverage that fits your boat and your budget.